
U.S. Bank Business Savings Account Review 2025
U.S. Bank's business savings accounts offer branch access and promotional rates, but standard APYs lag behind online competitors.
Gabriela Walsh is an editor at Bankrate and a Certified Educator in Personal Finance®. Her previous work experience includes various editorial positions at FinanceBuzz. She combines her understanding of language and literature with her commitment to delivering content that empowers others to build healthy money management skills.
Gabriela lives in Charlotte, North Carolina. In her free time, she loves to read and travel.
U.S. Bank's business savings accounts offer branch access and promotional rates, but standard APYs lag behind online competitors.
First Internet Bank's business savings offers high APYs for large balances, great for established businesses comfortable with digital banking.
Axos Bank's business savings accounts offer digital convenience with unlimited ATM rebates, and the Premium account delivers a competitive APY.
Chase Business Total Savings offers nationwide branch access and seamless integration with business checking, but its low APY falls short of competitors.
NBKC Bank's Business Money Market account offers 2.75% APY with no minimum deposit and low monthly fees for small businesses nationwide.
Interest earned in business savings accounts must be reported as taxable income.
Small decisions around spending and saving can compound into substantial wealth.
Smart cost-saving strategies allow businesses to work more efficiently.