What to know about auto loan debt
It doesn’t always make sense to take on a new debt — but there are also times when your cash could be better invested.
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
It doesn’t always make sense to take on a new debt — but there are also times when your cash could be better invested.
These tips can help you manage your money more wisely and make you a bit richer.
While credit card delinquencies remain elevated, they aren’t as concerning as what we’re seeing in the student and auto loan markets.
It saves costs upfront, but it’s not free money.
Looking for $100k in retirement income? Here’s how much you’ll need to save.
If the government withholds your tax return, you may be able to get that money back.
Should you fill out both the FAFSA and the CSS Profile? That depends on your school.
More than once, certainly. But making a habit of it gets costly.
We appreciate your feedback
Thank you for taking the time to share your experience.