Choosing an online bank? Look for these top 7 things
Online banks come with incentives that you may not know about, and might make one the best choice for your needs.
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Online banks come with incentives that you may not know about, and might make one the best choice for your needs.
Looking to score more tax deductions? IRA CDs might be for you.
A homestead exemption can shield you from creditors or reduce your taxes.
Consider your full financial picture before using debt to vacation.
Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.
Cashier’s and certified checks share the same objective, but there are differences.
Here’s what you need to know about TIPS and how they work to protect your money.
Here’s how Social Security overpayments work and how much you could be charged.