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Emily Maracle

Editor, Small Business Loans
  • 4
    Years of editorial experience
Ribbon EXPERTISE
  • Small business loans
  • Funding inequality
  • Business grants
  • Bad credit loans
Education EDUCATION
  • Bachelor of Arts, English Literature; University of British Columbia

Emily Maracle is a small business loans editor for Bankrate.com. She is passionate about creating high-quality content to help educate and make complex financial topics accessible to all readers, especially those looking to start or grow a business.

Emily holds a bachelor’s degree in English Literature from the University of British Columbia. Previously, she worked as an editor and writer in the insurance and real estate industries, specializing in scaling content and businesses while broadening her knowledge in fintech.

Based in New York, Emily enjoys getting outside with her two dogs, reading, living sustainably and all things coffee.

Emily wants you to know

Getting a loan can be a long and complicated process. From prequalifying to meeting lender requirements and applying, the process can take weeks to months. Starting a business is a huge undertaking. I aim to empower others to make educated financial decisions and reduce the stress of taking out a loan  — whether it’s their first or fifth. I'm also passionate about helping and advocating for minority business owners and underserved communities. Everyone deserves equal access to funding, whether that's personally or for their small business.

Many resources are available for new and seasoned small business owners, but it can take time to navigate. Funding inequality and wealth gaps in the U.S. also impact how entrepreneurs access these resources. Acknowledging this and providing tools for all small business owners to succeed is a small way I can help others.

— Emily Maracle

Emily's latest articles

  • A man and two women review loan documents in an office with a laptop.

    SBA loan denied: What to do next

    Being denied for SBA financing is stressful, but you have the option of reapplying or looking at other financing options.

    5 min read Jun 15, 2023
  • Two women in a plant business reviewing a tablet.

    SBA definition of a small business

    To qualify for certain types of funding and SBA loans and resources, you must meet the U.S. Small Business Administration’s definition of a small business.

    4 min read Jun 15, 2023
  • Couple working with a financial officer.

    Payroll loans: What to know

    Payroll loans can help small businesses cover payroll expenses if they are short on cash. Here’s what to know about payroll loans.

    4 min read Jun 06, 2023
  • Young woman going through paperwork.

    What is a DUNS number?

    A DUNS number isn’t required for businesses, but it is essential for tracking business credit and applying for certain funding.

    2 min read Jun 05, 2023
  • Business owner looking over documents in front of a laptop

    What is a business debt schedule?

    A business debt schedule can help you manage your long-term business debts. Here’s what you need to know about them.

    3 min read Jun 02, 2023