Small Business Loan Lender Review Methodology
Bankrate's editorial team regularly evaluates financial products offered by banks, credit unions, online lenders and other lending institutions.
Many resources are available for new and seasoned small business owners, but it can take time to navigate. Funding inequality and wealth gaps in the U.S. also impact how entrepreneurs access these resources. Acknowledging this and providing tools for all small business owners to succeed is a small way I can help others.
— Emily Maracle
Emily Maracle is a small business loans editor for Bankrate.com. She is passionate about creating high-quality content to help educate and make complex financial topics accessible to all readers, especially those looking to start or grow a business.
Emily holds a bachelor’s degree in English Literature from the University of British Columbia. Previously, she worked as an editor and writer in the insurance and real estate industries, specializing in scaling content and businesses while broadening her knowledge in fintech.
Based in New York, Emily enjoys getting outside with her two dogs, reading, living sustainably and all things coffee.
Getting a loan can be a long and complicated process. From prequalifying to meeting lender requirements and applying, the process can take weeks to months. Starting a business is a huge undertaking. I aim to empower others to make educated financial decisions and reduce the stress of taking out a loan — whether it’s their first or fifth. I'm also passionate about helping and advocating for minority business owners and underserved communities. Everyone deserves equal access to funding, whether that's personally or for their small business.
Many resources are available for new and seasoned small business owners, but it can take time to navigate. Funding inequality and wealth gaps in the U.S. also impact how entrepreneurs access these resources. Acknowledging this and providing tools for all small business owners to succeed is a small way I can help others.
— Emily Maracle
Bankrate's editorial team regularly evaluates financial products offered by banks, credit unions, online lenders and other lending institutions.
Bad credit business loans are attractive, but they aren’t without disadvantages.
Small Business Saturday is a great time to support women-owned businesses as many continuously give back to their communities, even while facing challenges.
Put a Plant On It has built a thriving and diverse business in Buffalo, NY.
A business loan is possible even if you have bad credit. Here’s where to look.
Startups are most likely to qualify for secured loans. They’ll also be less expensive.
Being denied for SBA financing is stressful, but you have the option of reapplying or looking at other financing options.
The SBA 8(a) program can help disadvantaged small businesses access government contracts and provides additional opportunities.
To qualify for certain types of funding and SBA loans and resources, you must meet the U.S. Small Business Administration’s definition of a small business.
Business grants are usually taxable, but it depends on the grant type.
Startups or businesses with bad credit may want to consider hard money business loans. Learn what they are here.
Payroll loans can help small businesses cover payroll expenses if they are short on cash. Here’s what to know about payroll loans.
A DUNS number isn’t required for businesses, but it is essential for tracking business credit and applying for certain funding.
A business debt schedule can help you manage your long-term business debts. Here’s what you need to know about them.