Insurance has a reputation for being expensive and unnecessary. In reality, it's one of the best financial safety nets you can have, no matter how big your bank account is.
— Elizabeth Rivelli
Elizabeth Rivelli is a contributor with more than three years of experience covering insurance and personal finance. Her expertise spans a wide range of insurance lines, including auto, home, renters and life insurance. She has also published content for several insurance providers, including Ethos Life.
In her career as a freelance writer, Elizabeth has written hundreds of insurance-focused articles with bylines in dozens of finance publications, such as Investopedia, The Balance, Money Under 30, Insurance.com and NextAdvisor.
Insurance has a reputation for being expensive and unnecessary. In reality, it's one of the best financial safety nets you can have, no matter how big your bank account is.
— Elizabeth Rivelli
Typically, standard home insurance policies do not cover flood-related damages to your house or personal property. South Carolina homeowners can protect their homes with a separate flood insurance policy.
Curious about the cost of flood insurance in Pennsylvania? Bankrate can help.
From the Chesapeake Bay to the Appalachian Mountains, Virginia’s postcard-worthy vistas are bursting with beautiful, lush greenery. But the wet conditions that help to produce this breathtaking foliage also put many of the state’s homeowners at risk for flooding. Even with a robust homeowners insurance policy, your home will not be adequately protected from these destructive events without flood insurance.
Texans can purchase private or federal flood insurance coverage. Learn the difference.
Bankrate explores how to find the best cheap home insurance in Philadelphia
Bankrate helps high-risk drivers in California learn how to save on car insurance.
At-fault and no-fault states settle insurance claims a bit differently.