Courtney Mihocik

Senior Editor, Credit Cards
Ribbon EXPERTISE
  • Credit scores
  • Building credit
  • Student credit cards
  • Credit card comparisons
Education EDUCATION
  • Bachelor of Science in Journalism, Ohio University

 

Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com with expertise in helping people with limited or no credit to understand their options for improving their credit scores. She focuses on the subprime category and provides guidance to people on their credit-building journeys.

Courtney is passionate about creating a space where people can learn more about managing their personal finances, specifically helping her peers achieve their credit card and credit score goals. She believes that public education fails to teach the essentials of personal finance to students and wants to make up for it in her editorial work.

Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar, where she produced daily personal finance articles from founder Trent Hamm in addition to student loan, personal loan, business loan and bad credit loan articles. Before entering the digital media space, Courtney worked in hyper-local print journalism, covering arts, culture, food, news and more for publications in Charlotte, North Carolina.

Courtney wants you to know

Courtney graduated college with a 750 credit score, which quickly plummeted to the 500s when she nearly defaulted on her high student loan payments she couldn’t afford. After applying for an income-driven repayment plan and six years of careful budgeting, hustling and responsible credit use, she’s happy to report her credit score is back hovering around 750 and she can qualify for better financial products.

Courtney’s recommended readings

We all make mistakes with our finances, and it’s not shameful to ask for advice or help to get your life in order financially. With credit cards, it’s especially important to be wary of racking up a high balance and relying on transfers to avoid interest. As an editor, I want Gen Z and millennials to have the same — if not better — financial opportunities than generations before.

— Courtney Mihocik

Courtney's latest articles

  • Best Chase Credit Cards for May 2024

    These are Bankrate's top picks for Chase credit cards you should consider adding to your wallet in 2024. Read our expert advice and compare the latest offers from Chase.

    May 01, 2024

  • American Express Gold Card Review

    It’s a lucrative card for food credits and valuable travel rewards on dining and U.S. supermarket purchases. However, it’s not the best for occasional travelers.

    May 01, 2024

  • Best Low-Interest Credit Cards of May 2024

    Owning a credit card with a low interest rate can help you save money on APR charges. Read reviews and recommendations from our experts on the best low interest credit cards available from our credit card partners.

    May 01, 2024

  • U.S. Bank Visa® Platinum Card Review

    The U.S. Bank Visa® Platinum Card offers a generous intro interest-free window of 18 billing cycles on purchases and balance transfers with no annual fee, but not much ongoing value after paying off your balance.

    May 01, 2024