Why do high-yield savings account rates fluctuate?
High-yield savings rates fluctuate over time. Let’s explore what causes that.
3 min read
Apr 29, 2026
Cindy Perman
Editor
Cindy Perman is a contributing editor for Bankrate. Previously, she was a news editor and writer for CNBC and WSJ.com. Cindy is the author of the book “New York Curiosities.” Cindy was on the Society for Advancing Business Editing and Writing (SABEW) board of governors for five years from 2018-2023.
