What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
5 min read
Sep 22, 2025
Beth Deyo
Contributor
EXPERTISE
- Personal financing planning
- Credit repair
- Insurance
EDUCATION
- Bachelor's Degree in Finance from the University of South Florida
Beth Deyo has been a professional financial writer since 2019. She specializes in personal financial planning, credit repair, and insurance topics. Before her career change, she spent 14 years as a wealth manager and financial planner.
She has a Bachelor's Degree in Finance from the University of South Florida, where she graduated magna cum laude. Today, her passion lies in helping readers learn how to manage debt and credit issues and understand other complex financial topics.
Beth's latest articles
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What is the statute of limitations on debt?
Debt collectors have a limited time to file a lawsuit against you. Here’s what to know.
7 min read Aug 26, 2025 -
What is a pay-for-delete letter?
A pay-for-delete letter is one way to try to improve your credit score.
6 min read Aug 24, 2025 -
How to delete your Experian account
You can use your Experian account to check your credit, but you don’t have to keep it.
4 min read Jun 30, 2025 -
Can closed accounts be removed from your credit report?
Closed accounts listed on your credit report are removed after a set amount of time – depending on the status.
6 min read Jun 30, 2025 -
What is unsecured debt?
Personal loans and student loans are common types of unsecured debt.
6 min read Jun 30, 2025 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Jun 16, 2025 -
How to spot debt collection scams: 8 signs to watch out for
Here’s how to find out if a debt collector is legit.
9 min read Jun 11, 2025