How to cancel a pending credit card transaction
Understand what pending credit card transactions are and how to cancel them.
Making the right money decisions can be tough, which is why it's important to me to help make financial content more informative, accurate, and accessible.
— Angelica Leicht
Angelica Leicht is an editor across Bankrate and CreditCards.com. She has over a decade of experience as a writer and editor, with a specific emphasis on personal finance content for over half of her career.
Angelica has written and edited for numerous personal finance publications throughout her career, from taking the helm of mortgage content on The Simple Dollar to working as a lead editor on insurance at Bankrate. These days, she helps serve readers by creating well-informed, up-to-date content to assist them on their credit card journeys.
She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the best travel rewards credit card or determine the right plan for tackling their debt. Her work has also been featured on The Motley Fool, Bankrate, The Simple Dollar, Interest, MSN Money, Stacker, The Spruce, Houston Press, and Very Well, among others.
Outside of work, Angelica likes to spend her time cranking old records on a vintage phonograph, spoiling her French bulldog, discussing how new technology might revolutionize the personal finance space, or binging the latest episode of a true crime podcast.
When I applied for my first credit card, it felt stressful and overwhelming. I wasn’t sure about my changes of approval, I hadn’t done much research on the card perks, and I frankly wasn’t sure whether I could trust myself to use it responsibly. But what I quickly learned was that credit cards don’t have to be intimidating; finding and utilizing the right card can be a great tool for your finances.
After a few month of responsible use, my credit score was in better shape than it ever had been, but the perks of the card I got weren’t a good fit for my spending and I took a temporary ding to my credit score to apply for one that offered the right benefits. What I learned is that research is key, even with your first card. Don’t get caught up in the what-ifs of the application process; do your homework and apply for a card that fits your credit score and offers the best benefits for your spending.
Making the right money decisions can be tough, which is why it's important to me to help make financial content more informative, accurate, and accessible.
— Angelica Leicht
Understand what pending credit card transactions are and how to cancel them.
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A vegan version exists for nearly everything: vegan cheese, vegan milkshakes and even vegan burgers. In terms of insurance, while there is no specific vegan life insurance, eating a clean, plant-based diet may help you score lower life insurance premiums. If you understand why what you eat could impact what you pay, you may be able to find the best life insurance companies for vegans.
Is life insurance for runners really more affordable when compared to other options? Long story short: it depends. There are multiple things to consider when figuring out if you could expect lower premiums and how to get the best life insurance for runners.
You might not absolutely need to get life insurance as a student, but there are some instances where it makes a lot of sense to consider. And we have good news: graduate student life insurance can be affordable.Consider whether you have loved ones you need to protect financially in the event of your untimely death. It may be a morbid thought, but there are some cases when it may be an excellent call to invest in a life insurance policy while you’re in school.
If you cause an accident, car insurance is designed to protect you legally and financially. It pays for the other driver’s medical expenses if they get injured, and it may also cover your lawyer fees and court costs if you get sued. Car insurance is extremely beneficial, it is also a legal requirement in almost every state.
The cost of car insurance, however, can vary greatly. If you go with your state's minimum liability coverage, for example, your premiums will be lower. Adding on coverage options like collision and comprehensive add dollars to your premium, but also include coverages that may save you money in the long run. Other factors include the make, model and age of your car — an expensive sports car, for example, may cost more to insure than a family sedan.