What is a small personal loan?
Most banks don’t offer small loans, so be careful when you find a lender that does.
7 min read
Mar 31, 2025
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages
- Auto loans
- Small business loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
-
-
EIN: What it is, who needs it and how to get it
If you’re running a business, you’ll probably want to apply for an EIN, or employer identification number.
3 min read Mar 26, 2025 -
Should you put a down payment on a car? Yes, and here’s why
A big car down payment can reduce the interest you pay over time.
5 min read Mar 25, 2025 -
VA loans vs. conventional loans: What’s the difference?
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
5 min read Mar 24, 2025 -
5 ways to pay for graduate school
Explore free options, loans and reduced-tuition programs.
7 min read Mar 24, 2025 -
What to know about tax refund loans
Tax refund loans may be an advantage or a disadvantage to someone based on their current circumstances.
5 min read Mar 24, 2025 -
How to lower your car payment without refinancing
Refi alternatives like car loan modification may let you lower your car payment.
4 min read Mar 24, 2025 -
How to get a student loan without a parent
You have several options for getting a loan as an independent student.
4 min read Mar 18, 2025