Second-chance car loans: What they are and how to get one
Second-chance car loans come at a high price.
5 min read
Apr 02, 2026
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages and real estate
- Consumer loans
- Small business loans
- Student loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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Empower
Tilt offers cash advances up to $250 and is best suited for users who are looking for a small advance.
5 min read Apr 01, 2026 -
What is home equity?
It’s the portion of your home you own outright. Its uses are almost endless.
9 min read Mar 31, 2026 -
U.S. Bank Small Business Loans Review
U.S. Bank offers several business loan products, including equipment loans that don't require a down payment. Our U.S. Bank business loans review has more details.
8 min read Mar 30, 2026 -
TD Bank
TD Bank offers a variety of business funding solutions to customers within its East Coast service area.
8 min read Mar 30, 2026 -
Capital One
Capital One doesn’t go far enough to provide info on its website, but it offers business lines of credit, real estate term loans, SBA loans and other specialized lending solutions to established business owners.
7 min read Mar 30, 2026 -
What is owner financing, and how does it work?
In this arrangement, the seller — not a a mortgage lender — loans money to the buyer.
5 min read Mar 13, 2026 -
Can you return a car you just bought? What to do about buyer’s remorse
It can’t hurt to dispute the car’s purchase. Here’s what to do.
6 min read Feb 28, 2026