Travel deals for seniors on limited budgets

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The dream of spending your golden years traveling doesn’t have to be shelved because of a limited budget in retirement. A variety of employers, from the travel industry to the federal government, hire seniors for second careers in positions that make use of their life skills and professional experience — and at the same time afford opportunities for travel in the U.S. or abroad.

Seniors who do have traveling money set aside might expand that budget by signing on for a stint as a paying volunteer. A growing number of nongovernmental organizations, or NGOs, recruit volunteers who pay a set fee to take part in ongoing programs abroad. The fees generally cover everything except transportation to the site, and compare favorably with the costs of hotel accommodations, food, travel insurance and entertainment for a more traditional vacation.