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Our advertiser offerings stretch from coast to coast. Bankrate consumers have provided valuable ratings and reviews regarding their experiences.

20 of 164 lenders
Visit Homefinity site

NMLS #2289

Bankrate Score

5.0

Rating: 5 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

976 reviews

Homefinity is an online mortgage lender affiliated with Fairway Independent Mortgage Corporation and headquartered in Madison, Wisconsin. Launched in...

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Visit Better Mortgage site

NMLS #330511 | State License: MB.6761046

Bankrate Score

5.0

Rating: 5 stars out of 5

Consumer reviews

4.3

Rating: 4.3 stars out of 5

1344 reviews

Better, also known as Better Mortgage, is a direct online lender established in 2016 that  provides a completely digital process: Quotes, rates,...

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Visit Wells Fargo Home Mortgage site

NMLS #399801

Bankrate Score

4.9

Rating: 4.9 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

1 reviews

Wells Fargo Home Mortgage, part of the namesake bank, offers home loans for a variety of needs, including home purchases and new builds, investment...

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Visit Ally Bank site

NMLS #181005

Bankrate Score

4.9

Rating: 4.9 stars out of 5

Consumer reviews

4.3

Rating: 4.3 stars out of 5

214 reviews

Ally Bank began offering direct-to-consumer home loans in 2016. The bank and lender provides several mortgage options, including conventional loans,...

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Visit Sage Mortgage site

NMLS #1374724 | State License: MB.6761576

Bankrate Score

4.9

Rating: 4.9 stars out of 5

Consumer reviews

4.8

Rating: 4.8 stars out of 5

292 reviews

Sage Mortgage is an online mortgage company that both underwrites loans and works with multiple wholesale lenders.  Founded in 2020, it is...

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Visit SoFi site

NMLS #1121636

Bankrate Score

4.9

Rating: 4.9 stars out of 5

Consumer reviews

1.0

Rating: 1 stars out of 5

1 reviews

Originally founded as Social Finance in 2011 to help borrowers manage student loan debt, SoFi started offering mortgages in 2014. Today, the company...

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Visit Citibank site

NMLS #412915

Bankrate Score

4.9

Rating: 4.9 stars out of 5

Consumer reviews

3.3

Rating: 3.3 stars out of 5

116 reviews

Citibank (Citi Mortgage) is an online and brick-and-mortar lender established in 1979 and part of banking giant Citigroup, Inc. The bank provides a...

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Visit LowRates.com site

NMLS #3277

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.8

Rating: 4.8 stars out of 5

213 reviews

LowRates.com (also known as LowRates), is operated by Sun West Mortgage Company, an online and brick-and-mortar lender established in 1980....

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Visit eClick Lending site

NMLS #227765 | State License: CL-1256692

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

345 reviews

eClick Lending is an online-only mortgage lender headquartered in Oakbrook Terrace, Illinois, lending $1 billion to $2 billion per year. It is a...

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Visit Optimum First Mortgage site

NMLS #240415 | State License: MB.6761390

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

677 reviews

Optimum First Mortgage offers loans in 18 states and has originated more than 21,000 mortgages since its founding. If you’re eligible, you can...

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Visit New American Funding site

NMLS #6606

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.3

Rating: 4.3 stars out of 5

28 reviews

Headquartered in Orange County, Calif., with more than 170 branches across the country, New American Funding is especially focused on “serving...

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Visit Morty site

NMLS #1429243

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.2

Rating: 4.2 stars out of 5

6 reviews

Founded in 2016, Morty is an online mortgage broker based in New York City. The brokerage has processed roughly $1.9 billion in loans, and it prides...

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Visit Tomo site

NMLS #2059741 | State License: L-206238

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

30 reviews

Tomo is one of the newer names in the mortgage business. Founded in 2020, the mortgage lender has since expanded operations to multiple states and...

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Visit NBKC Bank site

NMLS #409631

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

109 reviews

NBKC Bank is an online and brick-and-mortar lender, established in 1999, that provides a variety of mortgage options, including conventional and...

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Visit Veterans United Home Loans site

NMLS #1907

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

5.0

Rating: 5 stars out of 5

3382 reviews

Established in 2002, Veterans United Home Loans is a full-service direct mortgage lender specializing in VA loans with a team of over 5,000. Veterans...

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Visit Blue Spot Home Loans site

NMLS #3001

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.9

Rating: 4.9 stars out of 5

327 reviews

Blue Spot Home Loans, a division of Cherry Creek Mortgage, has originated more than $78 billion in loans since launching in 1987. Today, Cherry Creek...

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Visit Sebonic Financial site

NMLS #66247 | State License: 15-2210

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.5

Rating: 4.5 stars out of 5

1495 reviews

A division of Cardinal Financial, Sebonic Financial is a privately held lender based in Charlotte, North Carolina. Octane, the lender's proprietary...

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Visit PNC Bank site

NMLS #680283

Bankrate Score

4.8

Rating: 4.8 stars out of 5

Consumer reviews

4.4

Rating: 4.4 stars out of 5

36 reviews

Founded in 1852 as Pittsburgh National Bank, PNC is a national bank and lender with branch locations in 29 states and mortgages available nationwide....

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Visit First Mortgage Direct site

NMLS #757416

Bankrate Score

4.7

Rating: 4.7 stars out of 5

Consumer reviews

4.7

Rating: 4.7 stars out of 5

200 reviews

First Mortgage Direct, a division of Bison State Bank in Kansas, is available to borrowers nationwide. The lender was founded on the principles of...

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Visit Third Federal Savings and Loan site

NMLS #449401

Bankrate Score

4.6

Rating: 4.6 stars out of 5

Consumer reviews

4.5

Rating: 4.5 stars out of 5

149 reviews

Third Federal Savings and Loan is a mid-sized bank based in Cleveland. Through Third Federal Savings and Loan, you can obtain a fully underwritten...

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