SimpLend Mortgage Review
See how often this lender's Bankrate auction price beats comparable loans from 2025.
Bankrate verified lender
This lender is a Bankrate Auction Participant, meaning we verify their offer authenticity and hold them to high standards to ensure you get the best possible rate offer.
How Bankrate scores SimpLend Mortgage
SimpLend Mortgage doesn't appear in public mortgage records under its own name, so it doesn't have an Overall Rating. We still score its pricing on the same measures we use for every lender, so you can compare it fairly against your other options.
- Price competitiveness
How often this lender's borrowers got an interest rate at or below the median rate for similar loans.
5 out of 5 - Amount of overpayment
How much more this lender's borrowers paid than the lowest-cost mortgage offer for a similar borrower and loan, almost always found exclusively through Bankrate's auction.
5 out of 5 - —Customer complaints
no verified record (candidate unresolved)
Not rated - —Where and what they lend
10+ Bankrate customers in 4 states; 100+ in 3. No public lending data for this company, so this stays a comparison point for you rather than a star.
Not rated
No lender can pay for a higher Bankrate Rating. Every score comes from the same data and criteria.
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What Bankrate's editors think
SimpLend Mortgage is licensed in five states, with Georgia and Utah coming soon. Its loan menu is standard: conventional, FHA and VA loans. Preapproval typically takes 2 to 3 days after you submit the required documents.
This broker’s pricing numbers are strong: about 86% of SimpLend’s mortgages were priced below comparable loans in 2025, with typical added costs among the lowest of the brokers we rate. Separately, it has no enforcement actions on record.
At a glance
Good for FHA or VA borrowers who want a fast preapproval turnaround. Not a good fit if you live outside its five licensed states — Georgia and Utah are coming, but aren’t available yet.
What consumers say
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