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Podcasts are a convenient way for savers to boost their personal finance knowledge.
Direct financing is an important term to understand. Bankrate explains it.
Direct financing is when an entity leasing equipment is neither a manufacturer nor a dealer of that equipment but wants to buy the equipment at the end of the lease. In the meantime, that entity leases out the equipment to another party instead of using it. At the end of the lease period, the business will own it and be free to lease it to someone else, if desired.
People or entities that are in the business of leasing equipment to a third party but are not in a position to buy the goods, can use direct financing to pay for their purchases. Direct financing, also known as direct lease, is essentially a non-leveraged lease.
A computer consulting firm that specializes in a particular computer equipment brand wants to give clients updated equipment but is not in a position to buy the computers directly. It leases the computers from an outside firm through a direct financing lease in order to get the inventory it wants at an affordable price. It can then lease them out to clients to recover their lease payment and make a profit.
Use Bankrate’s loan calculator to figure out how much your monthly loan payments will be.
Podcasts are a convenient way for savers to boost their personal finance knowledge.
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There are many ways scammers can steal identities and use them for gain, usually of a financial nature.
A significant portion of Americans experience financial worries.
Identity theft is a term that covers a variety of crimes in which someone steals another person’s personal information.
Look for a plan with a reputable provider that offers services that make you feel confident.
If you discover the breach early and act without delay, you could minimize the damage.
Here’s a breakdown of where identity theft occurs most often, according to FTC data.
Stay alert and don’t think identity theft can’t happen to you.