Credit Scores & Reports Advice

Latest Credit Scores & Reports Articles

• Survey: Americans embrace free credit scores

  Our survey shows half of Americans obtain their scores but forget one important habit.

  5 min read May 04, 2015

  

• Credit score vs. credit report: What’s what?

  They sound similar, but they’re not. Here’s what you need to know.

  4 min read Nov 21, 2014

  

• What is high credit on a credit report?

  If yearly credit reports show an inaccurate high balance, it’s worth disputing to prevent an impact on your credit score.

  3 min read Jan 21, 2020

  

• Weekly payments don’t affect FICO score

  Paying your credit card bill weekly doesn’t hurt or help your FICO score.

  2 min read Nov 27, 2008

  

• Avoid ‘universal default’ credit cards

  Small errors can lead to big rate changes if you hold a ‘universal default’ credit card, says the Debt Adviser.

  2 min read Mar 14, 2008

  

• Self-help often best when fixing credit

  In many cases, it doesn’t pay to hire someone to help boost your credit score, says Dr. Don Taylor.

  1 min read Mar 05, 2008

  

• ‘Authorized user’ credit rules change

  Rules have changed for how ‘authorized user’ status impacts your credit, says the Debt Adviser.

  2 min read Jan 18, 2008

  

• 4 things women should know about credit

  Women who are naturally nurturing are more likely to put their credit at risk, says the Debt Adviser.

  3 min read Oct 28, 2007

  

• Pain lingers from high rate on cash advance

  Taking a credit card cash advance subjects you to fees and higher rates, and you lose your grace period, warns the Debt Adviser.

  3 min read Feb 16, 2007

  

• Will being inactive hurt my credit score?

  With your credit history, it shouldn’t do any harm, says Dr. Don.

  1 min read Feb 08, 2007