
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Closing a card can increase your credit utilization, which can hurt your score.
Learn about balance transfers with Amex and which cards include intro APR offers.
Depending on why it’s low, it can take months or even years to raise your credit score. Here’s what you need to know about how to rebuild your score.
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
Create a debt repayment plan to get more out of your balance transfer card.
In most cases, your credit needs to fall in the “good” to “excellent” range.
Here’s how credit limits work, how issuers calculate credit limits and what you can do to increase yours.
A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
How credit limits in the U.S. vary by age and region
What do you do if you receive a credit card you didn’t apply for?
You can transfer a balance to a Capital One card in a few easy steps.
Read on to learn how business credit scores work and how to get one.
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
You may not need an SSN to access credit if you have a credit file or an ITIN.
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
Safeguard your score with a few extra steps regardless of when your issuer reports.
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
Preventative measures you can take, plus what to do if your limit was already cut.
Credit scores can benefit from the activity reported from an authorized user.