Credit Card Advice

Latest credit card advice articles

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  Is now a good time to apply for a new credit card?

  With the economy limiting financial institutions’ appetite for risk, getting approved for a new credit card has become more difficult.

  4 min read Jul 01, 2020
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  Can you post bond with a credit card?

  How to post bond with a card, including any exceptions and financial impacts.

  4 min read Jun 05, 2020
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  What to do with a gift card from a retailer that’s going bankrupt

  Credit card industry analyst Ted Rossman explains what to do if you have a gift card from a retailer that has declared bankruptcy.

  3 min read Jun 01, 2020
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  How to use a credit card chargeback to get refunded for canceled events

  A chargeback on your credit card is one way to get a refund when your event is canceled.

  4 min read May 27, 2020
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  Can you buy bonds with a credit card?

  While directly paying with a card isn’t possible, there are alternative options.

  3 min read May 21, 2020
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  Do credit cards encourage overspending? Swipe responsibly with these tips

  Practice self-discipline and use tools that help you conceptualize your spending.

  4 min read May 19, 2020
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  Best Delta Air Lines credit cards

  Choose from an array of co-branded cards to help you accrue SkyMiles points faster.

  7 min read May 18, 2020
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  Revolut review: Low-cost foreign exchange and more

  What is Revolut? Bankrate.com credit card analyst Ted Rossman recounts his experience with the currency exchange and financial services platform.

  3 min read Apr 01, 2020
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  Is Venmo safe?

  Venmo has eased the hassle of splitting a dinner bill, buying event tickets as a group or any other reason you need to settle a money-sharing situation, but how secure is your information? Here’s what [...]

  4 min read Mar 14, 2020
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  Are credit card fees tax deductible?

  Personal credit card use is almost never eligible for a deduction come tax season, but if you’re using a business credit card you can likely deduct your fees.

  2 min read Feb 28, 2020
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  Should you apply for multiple credit cards?

  Having multiple credit cards can have lots of benefits, including boosting your credit score, as long as you time your applications well and maintain your credit cards responsibly.

  4 min read Feb 27, 2020
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  Getting a tax refund? Consider these financially responsible ways to use it

  Tackle your debt, build emergency savings or invest this new year.

  4 min read Jan 27, 2020
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  New to credit cards? Don’t buy into these myths

  Don’t buy into these common misconceptions about credit cards.

  3 min read Jan 27, 2020
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  Why you should pay your credit card every two weeks

  To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.

  3 min read Jan 01, 2020
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  What to do about a maxed out credit card

  Whether you’ve maxed out your credit card to handle an emergency, or to take care of a big purchase, you can come back from it. Here’s what to do.

  4 min read Dec 11, 2019
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  How to add an authorized user

  Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.

  4 min read Dec 11, 2019
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  These fintech startups help kids and teens gain financial literacy

  Financial products for kids, controlled by parents.

  6 min read Dec 10, 2019
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  Credit cards for stay-at-home parents

  Credit cards that offer rewards in common spending categories, like groceries and dining, can help stay-at-home parents build credit.

  3 min read Nov 21, 2019
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  Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Nov 14, 2019
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  Survey: Despite safety concerns, 64% of U.S. cardholders save their information online

  Saving payment info online is convenient, but many Americans still worry about safety.

  5 min read Oct 24, 2019