What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
8 min read
Sep 05, 2024
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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How to do a balance transfer with Wells Fargo
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
7 min read Sep 05, 2024 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
8 min read Aug 26, 2024 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Aug 23, 2024 -
Best debt relief options for credit card debt
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.
5 min read Aug 21, 2024 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
5 min read Aug 15, 2024 -
How to cancel credit cards for someone who is deceased
Canceling a card for someone who is deceased isn’t difficult, but it’s an important task to complete.
8 min read Aug 08, 2024 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Aug 07, 2024 -
Survey: Half of American cardholders now carry credit card debt, many with no plan to pay it off
More Americans are carrying more credit card debt than ever. The costs can be steep.
8 min read Aug 14, 2024 -
Survey: More cardholders carrying balances, credit card debt
More Americans are carrying more credit card debt than ever. The costs can be steep.
6 min read Aug 02, 2024 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
6 min read Aug 01, 2024 -
How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
10 min read Jul 26, 2024 -
What to do when you get sued for credit card debt
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
6 min read Jul 26, 2024 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read Jul 23, 2024 -
What is the limit for a balance transfer card?
How much can you balance transfer? Get the facts to pay down your debt.
7 min read Jul 19, 2024 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Jul 19, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read Jul 16, 2024 -
How to do a credit card balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
7 min read Jun 24, 2024 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
6 min read Jun 25, 2024
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