3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
7 min read
Oct 24, 2025
Mia Taylor
Contributing Writer
Highlights
- Contributing writer
- Award-winning journalist
- Featured in The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com
Experience
Mia Taylor is a contributor to Bankrate and an award-winning journalist who has two decades of experience. She has worked as a staff reporter or contributor for some of the nation's leading newspapers and websites including The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com.
Mia's latest articles
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How to pay a mortgage: 5 ways to make your mortgage payments on time
Yes, you can write a check, but there are better ways to pay your mortgage.
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What is a fixed-rate HELOC, and how do they work?
Traditional HELOCs come with variable interest rates, but it’s also possible to fix your rate.
5 min read Oct 15, 2025 -
How to lower your mortgage payment
Yes, you can pay less each month. Not all methods are worth the time or upfront expense, though.
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What to do if you inherit a house with a mortgage
The mortgage still needs to be paid, whether you plan to keep the home or not.
6 min read Oct 02, 2025 -
Mortgage application: What’s included and tips to prepare
A mortgage application includes everything the lender needs to know to approve or deny your loan.
5 min read Sep 26, 2025 -
No-closing-cost refinance: What it is and how it works
You save a chunk of cash upfront, but it may cost you more in the long run.
5 min read Sep 19, 2025 -
How to manage an unsecured business loan
Follow these steps to pay off your unsecured business loan successfully.
10 min read Sep 16, 2025
