FHA vs. VA loans: What’s the difference, and which is better for you?
Two government-backed mortgage programs, each with unique benefits
7 min read
Dec 16, 2025
Mia Taylor
Contributing Writer
Highlights
- Contributing writer
- Award-winning journalist
- Featured in The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com
Experience
Mia Taylor is a contributor to Bankrate and an award-winning journalist who has two decades of experience. She has worked as a staff reporter or contributor for some of the nation's leading newspapers and websites including The Atlanta Journal-Constitution, the San Diego Union-Tribune, TheStreet, MSN and Credit.com.
Mia's latest articles
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What are no-credit-check loans, and why should you avoid them?
If you have bad credit and need to borrow money, don’t get a no-credit-check loan.
7 min read Dec 16, 2025 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
7 min read Oct 24, 2025 -
How to pay a mortgage: 5 ways to make your mortgage payments on time
Yes, you can write a check, but there are better ways to pay your mortgage.
6 min read Oct 21, 2025 -
What is a fixed-rate HELOC, and how do they work?
Traditional HELOCs come with variable interest rates, but it’s also possible to fix your rate.
5 min read Oct 15, 2025 -
How to lower your mortgage payment
Yes, you can pay less each month. Not all methods are worth the time or upfront expense, though.
6 min read Oct 15, 2025 -
What to do if you inherit a house with a mortgage
The mortgage still needs to be paid, whether you plan to keep the home or not.
6 min read Oct 02, 2025 -
Mortgage application: What’s included and tips to prepare
A mortgage application includes everything the lender needs to know to approve or deny your loan.
5 min read Sep 26, 2025
