Choosing between travel or savings this summer? It’s possible to budget for both.
- Personal finance
- Financial planning
- B.A. in communications, University of Houston
Lane Gillespie is a writer for Bankrate, specializing in writing well-rounded financial content that answers readers' questions, regardless of where they are in their financial journey. Lane was a real estate and business journalist for three years, specializing in his hometown of Houston.
He has been a journalist for a decade, with bylines appearing in Bisnow, the Houston Business Journal, the Houston Chronicle and more. He has a bachelor's degree in communications, specializing in journalism, from the University of Houston.
When not working, Lane is usually hiking, writing fiction, or reading fantasy novels on the beach.
Find Lane beyond Bankrate
- The Washington Post cites Bankrate’s emergency savings report
- Bloomberg cites Bankrate’s study on financial independence
- CNBC reports on Bankrate’s analysis of travel data
Lane wants you to know
Lane always feels that he can make smarter money decisions if he plans ahead of time. He based his own budget off of YNAB, which allocates every dollar in different categories like rent, groceries, eating out and shopping. Knowing where your money will go before you spend it has eliminated a lot of stress – and impulsive buying.
Lane Gillespie's recommended reading
- Bankrate’s Home Budget Calculator
- How to start (and build) an emergency fund
- Prices are still uncomfortably high — here’s what inflation is and what causes it
Lane's latest articles
9 min read Aug 04, 2023
Checked your drawers recently? 47% of Americans have unused gift cards.7 min read Jul 24, 2023
Survey: 74% of Americans have a financial regret, most frequently not saving for retirement early enough
Bankrate polling shows 21 percent of Americans regret not saving for retirement early enough.6 min read Jul 19, 2023
Survey: 77% of travelers plagued by travel problems amid booming season; more than half saw higher prices
63% of Americans plan to travel this year — what are your budget travel tips?7 min read Jul 10, 2023
37% of lower-income people have no savings, unchanged from when inflation was highest.6 min read Jun 27, 2023
64% of Americans would feel comfortable with at least six months of expenses saved.12 min read Jun 22, 2023
Tipping rules are sometimes confusing, but these tips can help show appreciation.7 min read Jun 15, 2023
Would you do your side hustle full-time? Younger adults want to make the switch.6 min read Jun 14, 2023