It can make sure you don’t get burned by rising interest rates before you close.
- Personal finance
- Real estate
- Student loans
- Auto loans
- DePauw University
David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
8 min read Oct 13, 2023
It means you’ve got financing to buy a home — probably. But it’s far from a done deal.8 min read Oct 13, 2023
If the deed of reconveyance hasn’t been recorded, don’t panic just yet.4 min read Oct 11, 2023
An annual income of $60,000 will limit your options in most markets.4 min read Oct 10, 2023
Mortgage credit certificates aim to make owning a home a more affordable reality.6 min read Oct 04, 2023
BPOs are normally performed by a broker familiar with the local housing market.4 min read Oct 03, 2023
Not all borrowers benefit from a refi, especially with rates rising.6 min read Oct 02, 2023
There’s a flip side to every form of financing, and VA loans are no exception.6 min read Sep 28, 2023