They sound similar, but only one assures home sellers you’re a serious buyer.
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David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
6 min read Oct 26, 2023
They let the sun shine in. But be aware of this new tech’s pros and cons, and how they differ from solar panels.10 min read Oct 26, 2023
Home prices in Florida are on par with the national median.6 min read Oct 25, 2023
While subprime mortgages exist today, they are subject to more oversight.7 min read Oct 24, 2023
Here are the most and least expensive markets when it comes to closing costs.3 min read Oct 24, 2023
Why is tapping your homeownership stake for cash so tempting right now?11 min read Oct 24, 2023
It requires not one, but two mortgages. But it can get you closer to that dream home.6 min read Oct 23, 2023
How much income do you need for a $450K purchase?5 min read Oct 20, 2023