David McMillin
Contributor, Personal Finance
Experience
David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
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Median home prices in every state
The priciest and most affordable states in the country to buy a home.
5 min read Apr 08, 2025 -
What is Ginnie Mae? A complete guide
You don’t interact with it. But it makes that affordable mortgage of yours possible.
5 min read Apr 07, 2025 -
CD rates got you down? 5 ways to get better returns
Not interested in investing in CDs? Try one of these potentially lucrative alternatives.
6 min read Apr 03, 2025 -
Electric vs. hybrid cars: How to choose which is right for you
Deciding on a hybrid or electric car? How you drive determines if you save cash.
5 min read Mar 31, 2025 -
Refinancing for home improvement: How it works
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
7 min read Mar 27, 2025 -
Kansas first-time homebuyer assistance programs
If you’re a first-time homebuyer in Kansas, help is available.
6 min read Mar 27, 2025 -
Split direct deposit: a simple way to save more money
Split direct deposit is a simple way to painlessly boost your savings.
3 min read Mar 26, 2025