There are currently three institutions on our list paying better than the national average. The average one-year CD rate didn't move in our most recent rates survey. It's still at 0.26 percent. If you're looking to lock down one of these banking products, it's worth it to shop around in Washington. Some institutions are offering higher yields, and you want to find the highest yields out there. You can use our research to find the best CD rates in Whidbey Island, WA.
CDs may not be yielding much right now, but they do offer safety. They are insured up to $250,000 per depositor. Just keep in mind that most institutions will hit you with a stiff penalty for withdrawing your money before the maturity date. Use our survey to find the highest CD rates in Whidbey Island, WA.
CD rates in Whidbey Island, Washington
Here are the one-year CD rates in Whidbey Island, WA, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 0.94% | $0 |
| Washington Federal | 0.35% | $1,000 |
| Peoples Bank | 0.3% | $500 |
| U.S. Bank | 0.1% | $500 |
| Wells Fargo Bank | 0.05% | $2,500 |
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