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It's rough out there for savers. Yields are low, and the Fed is keeping rates on hold until the unemployment rate drops to 6.5 percent. Fortunately, there are several lenders offering better-than-average deals. Use our research to find the best CD rates in Watertown, NY, today.
Certificates of deposit are insured accounts. The FDIC insures them at banks up to $250,000, and the NCUA insures them at credit unions up to the same amount. Just remember that they aren't the most liquid accounts. Most institutions have stiff penalties for withdrawing early. To find the highest CD rates in Watertown, NY, use our research and tools today.
CD rates in Watertown, New York
Here are the one-year CD rates in Watertown, NY, as of 10:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 0.89% | $0 |
| Carthage FS & LA | 0.5% | $500 |
| Community Bank, N.A. | 0.15% | $1,000 |
| KeyBank | 0.1% | $2,500 |
| HSBC Bank USA, N.A. | 0.01% | $1,000 |
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