The national average one-year CD rate didn’t budget in our latest rates survey. It remained at an average of 0.3 percent. Several institutions are offering better-than-average yields, especially credit unions and online banks. But you’ll need to do some shopping around in order to find them. Use our research to find the best CD rates in St. Louis, MO, and in other areas of Missouri.

Certificates of deposit are insured up to $250,000 per depositor per bank. Just remember that you’ll be locking up your money for a specific amount of time when you invest in a CD. And most institutions have stiff penalties for withdrawing your money early. Check out our survey and find CD rates in St. Louis, MO.

CD rates in St. Louis, Missouri

Here are the CD rates in St. Louis, MO, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.04% $0
AmTrust Bank 0.6% $500
Citibank 0.25% $2,500
BankAtlantic 0.1% $2,500
Wells Fargo Bank 0.05% $2,500
Bank of America 0.03% $1,000

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