Rates are still laying low. The average one-year CD rate is currently at 0.26 percent, according to our latest survey. Still, there are several lenders out there offering better-than-average rates. You can use our research to find the best CD rates in Saginaw-Bay City-Midland, MI.

Insured up to $250,000 per depositor, you can rest assured that your money is safe in a CD. Of course, these accounts don’t offer much liquidity. In fact, most institutions will hit you with a pretty stiff penalty for withdrawing your money before the maturity date. So it’s important to get a good rate. Our survey can help you find the best CD rates in Saginaw-Bay City-Midland, MI, and in other areas of Michigan.

CD rates in Saginaw-Bay City-Midland, Michigan

Here are the one-year CD rates in Saginaw-Bay City-Midland, MI, as of 10:00 a.m.

Institution APY Min Deposit
Ally 0.89% $0
PNC Bank, NA 0.15% $1,000

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