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CD rates in Louisville, KY, are pretty low. The average national one-year CD rate is currently at 0.3 percent. But there are several institutions offering higher rates. Credit unions and online banks tend to offer better deals. You can use our rates survey to find the best CD rates in Louisville, KY.
Traditional certificates of deposit are insured by the FDIC up to $250,000 per depositor at banks. At credit unions, they are insured up to the same amount by the NCUA. That makes them a safe investment. Use our list of deals to find CD rates in Louisville, KY.
CD rates in Louisville, Kentucky
Here are the CD rates in Louisville, KY, as of 11:00 a.m.
| Institution | APY | Min Deposit |
| Ally | 1.04% | $0 |
| Share Plus Federal Bank | 0.45% | $1,000 |
| Republic Bank & Trust Company | 0.25% | $10,000 |
| PNC Bank | 0.2% | $1,000 |
| Chase Bank | 0.15% | $1,000 |
| Fifth Third Bank | 0.05% | $500 |
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