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As you probably know, Bankrate tracks and compiles CD rates from around the country. The U.S. is a pretty big place with dozens of diverse markets; as a result CD rates are all over the map. (Ah, a CD rate joke.) Depending where you are, one-year CD rates can vary by as much as a third of a percentage point or about 33 basis points.
Out of 25 metropolitan areas, the highest yield on a one-year CD can be found in Minneapolis with the average one-year CD yielding 0.47 percent. The typical five-year yield is 1.42 percent.
The lowest yielding area is Pittsburgh, with an average one-year CD yield of 0.14 percent. The average five-year yield is half of what can be found in Minneapolis, at 0.77 percent.
This chart shows the five cities with the highest one-year CD rates and the five lowest as of February 22.
Highest
| Metro area | One-year CD yield | Five-year CD yield |
| Minneapolis | 0.47 | 1.42 |
| Houston | 0.46 | 1.21 |
| Denver | 0.45 | 1.2 |
| Los Angeles | 0.44 | 1.25 |
| San Diego | 0.4 | 1.29 |
Lowest
| Metro area | One-year CD yield | Five-year CD yield |
| Pittsburgh | 0.14 | 0.77 |
| Miami | 0.15 | 1.2 |
| Chicago | 0.23 | 1.05 |
| Tampa | 0.23 | 1.27 |
| Philadelphia | 0.24 | 1.11 |
How does your area compare? Знакомства с иностранцами
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