CD rates for Sept. 26, 2013


I'm Greg McBride, senior financial analyst with, and here is your weekly look at yields on certificates of deposit.

With the Federal Reserve deciding not to start tapering their bond purchases, it means savers will have to wait still longer to begin seeing meaningful improvement in deposit yields. For now, this improvement remains hard to come by.

This week, the average four-year certificate of deposit yield inched higher to 0.63 percent. On larger jumbo CDs -- those requiring minimum initial investments of $100,000 -- the average yields ticked higher on the four-year and five-year maturities. The average four-year jumbo CD is 0.66 percent, and the five-year is 0.84 percent.

Yields may be low, but it is still important to shop around for the best possible returns. To find the best yields on all CD maturities, as well as other savings instruments, go to

I'm Greg McBride.


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