National CD rates for Oct. 20, 2011

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.36% (1-year CD yields)
  • 1.2% (5-year CD yields)

After last week's pause, rates on certificates of deposit resumed their fall in the most recent rate survey.

The average one-year CD yield is down 1 basis point to 0.36 percent. The average five-year CD yield fell 2 basis points to 1.2 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is down 1 basis point to 0.4 percent, and the five-year CD yield fell 1 basis point to 1.25 percent.

There is some good news. The average money market account gained back the 1 basis point it lost last week and is now 0.15 percent.




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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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