National CD rates for Sept. 20, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.3% (1-year CD yields)
  • 0.99% (5-year CD yields)

The Federal Reserve's intent to keep interest rates extremely low has shown up in rates on certificates of deposit this week.

The average five-year CD yield broke a barrier, falling below 1 percent for the first time. It's down 2 basis points from last week to 0.99 percent. The average one-year CD yield is down 1 basis point to 0.3 percent. A basis point is one-hundredth of 1 percentage point.

A deposit of $100,000 won't buy much extra yield. The average one-year jumbo CD yield is down 1 basis point to 0.32 percent. The average five-year yield is down 2 basis points to 1 percent.

The average money market account yield is 0.12 percent for the 11th consecutive week.




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