National CD rates for Sept. 20, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.3% (1-year CD yields)
  • 0.99% (5-year CD yields)

The Federal Reserve's intent to keep interest rates extremely low has shown up in rates on certificates of deposit this week.

The average five-year CD yield broke a barrier, falling below 1 percent for the first time. It's down 2 basis points from last week to 0.99 percent. The average one-year CD yield is down 1 basis point to 0.3 percent. A basis point is one-hundredth of 1 percentage point.

A deposit of $100,000 won't buy much extra yield. The average one-year jumbo CD yield is down 1 basis point to 0.32 percent. The average five-year yield is down 2 basis points to 1 percent.

The average money market account yield is 0.12 percent for the 11th consecutive week.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.01 1.60%
View Rates in your area Search

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

Partner Center

Connect with us