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National CD rates for Aug. 23, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.

CDs

  • 0.31% (1-year CD yields)
  • 1.03% (5-year CD yields)

Rates on certificates of deposit were mostly unchanged in this week's survey, save for the one-year jumbo CD yield, which is down 1 basis point to 0.33 percent. A basis point is one-hundredth of 1 percentage point.

A deposit of $100,000 won't buy very much extra yield these days. The difference between the jumbo and traditional one-year CD is a mere 2 basis points. The average one-year CD yield is unchanged at 0.31 percent.

The average five-year CD yield is also unchanged at 1.03 percent.

The average five-year jumbo CD yield is 1.04 percent for the second week.

The average money market account yield is 0.12 percent for the eighth week.

 

 

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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.67% 0.62%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
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