National CD rates for Aug. 23, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.31% (1-year CD yields)
  • 1.03% (5-year CD yields)

Rates on certificates of deposit were mostly unchanged in this week's survey, save for the one-year jumbo CD yield, which is down 1 basis point to 0.33 percent. A basis point is one-hundredth of 1 percentage point.

A deposit of $100,000 won't buy very much extra yield these days. The difference between the jumbo and traditional one-year CD is a mere 2 basis points. The average one-year CD yield is unchanged at 0.31 percent.

The average five-year CD yield is also unchanged at 1.03 percent.

The average five-year jumbo CD yield is 1.04 percent for the second week.

The average money market account yield is 0.12 percent for the eighth week.




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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.07 1.66%
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