National CD rates for July 19, 2012

Interest Rate Roundup
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Compare CD rates nationally and in your area.


  • 0.31% (1-year CD yields)
  • 1.09% (5-year CD yields)

Rates on certificates of deposit were mostly flat this week.

The average one-year CD yield stayed put at 0.31 percent. The average yield for a five-year CD also remained planted at 1.09 percent. A basis point is one-hundredth of 1 percentage point.

The average one-year jumbo CD yield also was unchanged at 0.34 percent. Only the five-year jumbo yield broke ranks, dropping another basis point to 1.1 percent. Banks offer jumbo CDs for deposits of $100,000.

The average money market account yield is 0.12 percent for the third week.




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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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