cds

National CD rates for July 12, 2012

Interest Rate Roundup
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Compare CD rates nationally and in your area.

CDs

  • 0.31% (1-year CD yields)
  • 1.09% (5-year CD yields)

Rates on certificates of deposit took a dip this week.

Down 1 basis point, the average one-year CD yield is now 0.31 percent. Also down 1 basis point, the average five-year yield is 1.09 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is unchanged at 0.34 percent. The average five-year jumbo yield dropped 1 basis point to 1.11 percent.

The average money market account yield is 0.12 percent for the second week.

 

 

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Product Rate Change Last week
1 Year CD 0.90%  0.01 0.89%
2 Year CD 1.03%  0.02 1.01%
5 Year CD 1.59% --0.00 1.59%
 
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