National CD rates for Feb. 2, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.34% (1-year CD yields)
  • 1.16% (5-year CD yields)

In the most recent survey, CD rates bounced back slightly from last week's dip.

The average yield on a one-year certificate of deposit, or CD, is 0.34 percent for the seventh week. Regaining the basis point lost last week, the average five-year yield is back to 1.16 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is up 1 basis point to 0.37 percent. The yield on a five-year jumbo CD picked up 1 basis point to 1.18 percent.

For the seventh straight week, the average money market account yield is 0.13 percent.




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Product Rate Change Last week
1 Year CD 0.97%  0.01 0.96%
2 Year CD 1.18%  0.01 1.19%
5 Year CD 1.67% --0.00 1.67%
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