Here's a look at the state of CD rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Dec. 16, 2009.
CDsYields: 0.82 percent (1-year CD yield); 2.08 percent (5-year CD yield)
There is very little activity to report this week. Yields remained flat after losing fairly significant ground last week.
The average yield for one-year CDs, as surveyed by Bankrate.com, is 0.82 percent, down 1 basis point from last week. The average yield for five-year CDs remains at 2.08 percent, the same as last week.
The jumbos haven't budged off of last week's numbers. The one-year average yield is 0.89 percent, and the five-year average is 2.11 percent.
Money market accounts lost 1 basis point; the average yield is now 0.24 percent.
Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.
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-- Laura Bruce