Interest Rate Roundup
National CD rates for May 27, 2010

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted May 26, 2010.


Yields: 0.7 percent (1-year CD yield); 2.08 percent (5-year CD yield)

CD rates for most maturities surveyed have not changed since last week. The average yield on five-year CDs tumbled this week, though.

The average yield on a one-year CD remains at an all-time Bankrate low, 0.7 percent. The five-year CD lost 4 basis points to 2.08 percent.

On the jumbo side, the one-year yield remains 0.75 percent while the five-year yield fell 3 basis points to 2.07 percent.

The typical yield on money market accounts is 0.22 percent for the second week in a row.

For some of the best returns available across the country, check Bankrate's high-yield CDs and high-yield money market account tables.

All deposit products listed with Bankrate are FDIC-insured.

If you're in the market for a new CD, use the Bankrate CD calculator to compute your earnings.

-- Sheyna Steiner


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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