National CD rates for March 24, 2011

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.47% (1-year CD yields)
  • 1.71% (5-year CD yields)

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted March 23, 2011.

CD rates were mostly unchanged in this week's rate survey.

The average one-year CD yield is down 1 basis point to 0.47 percent. The average five-year CD yield is 1.71 percent for the fourth week in a row.

For jumbo CDs, the average one-year yield is down 1 basis point to 0.52 percent. Also down 1 basis point, the five-year jumbo CD yield is 1.72 percent.

The average money market account yield is 0.18 percent for the fourth week in a row.

Beleaguered CD investors may be able to find better yields on checking accounts than certificates of deposit these days. Savers may be able to get up to 3 percent on a checking account with a balance of $25,000, according to the recent Bankrate feature, "5 low-risk ways to earn higher interest." The feature also offers more tips on finding the best available yields.

Use Bankrate's rate tables to find high-yield CDs and high-yield money market accounts.

All deposit products listed with Bankrate are FDIC-insured.

Read more at Bankrate's new blog for CD investors, the CD rates blog.

-- Sheyna Steiner




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