National CD rates for June 9, 2011

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.45% (1-year CD yields)
  • 1.69% (5-year CD yields)

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted June 8, 2011.

CD rates are unchanged in this week's survey.

The average one-year CD yield is 0.45 for the fifth week in a row. The five-year yield is 1.69 percent for the second week in a row.

On the jumbo side, the average one-year CD yield is 0.49 percent. The five-year yield is 1.71 percent.

The average money market account yield remains 0.17 percent.

Even with today's miserable CD rates, savers can boost their yields and liquidity over time by constructing a CD ladder. To get started, use Bankrate's CD laddering calculator to find out how to maximize the returns on your CDs.

Use Bankrate's rate tables to find high-yield CDs and high-yield money market accounts.

All deposit products listed with Bankrate are FDIC-insured.

-- Sheyna Steiner




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