National CD rates for July 7, 2011

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.44% (1-year CD yields)
  • 1.61% (5-year CD yields)

CD rates are down slightly in this week's rate survey.

The average one-year CD yield is unchanged at 0.44 percent. The typical five-year CD yield is down 2 basis points to 1.61 percent.

On the jumbo side, the average one-year CD yield remains 0.48 percent. The five-year jumbo CD yield is down 3 basis points to 1.62 percent.

Bankrate provides a number of free calculators for improving your finances and building wealth. Use the CD calculator to determine how much money your CD will earn over time.

Use Bankrate's rate tables to find high-yield CDs and high-yield money market accounts.

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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.07 1.66%
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