National CD rates for Feb. 24, 2011

Interest Rate Roundup
CD rate graph


  • 0.48% (1-year CD yields)
  • 1.72% (5-year CD yields)

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Feb. 23, 2011.

Long-term CD rates jumped in this week's rate survey.

The average five-year CD yield increased 10 basis points to 1.72 percent. The one-year CD yield remains 0.48 percent for the 10th week in a row.

The average yield on a five-year jumbo CD also gained 10 basis points to 1.74 percent. The one-year jumbo CD yield is 0.53 percent.

Money market account yields fell this week, losing 1 basis point to 0.18 percent.

A CD ladder is an investing strategy that allows you to get the highest yields possible while maintaining some liquidity in your CD portfolio. To get the most out of your CD ladder, use Bankrate's CD ladder calculator to find out how you can maximize returns.

Use Bankrate's rate tables to find high-yield CDs and high-yield money market accounts.

All deposit products listed with Bankrate are insured by the Federal Deposit Insurance Corp.

-- Sheyna Steiner




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