Interest Rate Roundup
National CD rates for April 29, 2010

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted April 28, 2010.


Yields: 0.71 percent (1-year CD yield); 2.14 percent (5-year CD yield)

Nothing has happened in CD rates in the past week. Every product surveyed is as flat as a pancake.

The average yield on a one-year CD remains at 0.71 percent and the five-year yield is stuck at 2.14 percent.

On the jumbo side, investors continue to get very little in return for their $100,000 deposit. The average yield on a one-year jumbo CD is 0.76 percent and the yield on a five-year jumbo CD is still 2.13 percent.

Also frozen in time, the average yield on money market accounts as surveyed by Bankrate is 0.23 percent.

For some of the best returns available across the country, check Bankrate's high-yield CDs and high-yield money market account tables.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

If you're in the market for a new CD, use the Bankrate CD calculator to compute your earnings.

-- Sheyna Steiner


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