National CD rates for April 28, 2011

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Compare CD rates nationally and in your area.


  • 0.46% (1-year CD yields)
  • 1.71% (5-year CD yields)

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted April 27, 2011.

CD rates were unchanged in this week's rate survey.

The average one-year CD yield stood at 0.46 percent. Likewise, the average five-year CD yield stayed put at 1.71 percent for the ninth week in a row.

For jumbo CDs, the average one-year yield stayed at 0.51 percent, and the five-year jumbo CD yield stayed planted at 1.73 percent for the second week in a row.

The average money market account yield is 0.17 percent for the third week in a row.

The Federal Open Market Committee met this week to plan monetary policy and set short-term interest rates. They voted to keep the benchmark federal funds rate near zero percent which means CD rates will stay extremely low for the foreseeable future.

Use Bankrate's rate tables to find high-yield CDs and high-yield money market accounts.

All deposit products listed with Bankrate are FDIC-insured.

Read more at Bankrate's new blog for CD investors, the CD rates blog.

-- Claes Bell




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