Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Jan. 27, 2010.


Yields: 0.76 percent (1-year CD yield); 2.07 percent (5-year CD yield)

CD rates pretty much held their ground this past week.

The average yield for one-year CDs, as surveyed by, shifted downward 1 basis point to 0.76 percent; while its five-year counterpart gained 1 basis point to come in at 2.07 percent.

The one-year jumbo CD rate is 0.82 percent, down 1 basis point from last week's survey. The five-year jumbo remains at 2.12 percent for the second week in a row.

You can earn much better yields by visiting the Bankrate databases for regular high-yield CD rates and for jumbo high-yield CD rates.

The average yield for money market accounts clocked in at 0.24 percent for the third week.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Laura Bruce


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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.07 1.66%
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