Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Feb. 24, 2010.


Yields: 0.75 percent (1-year CD yield); 2.1 percent (5-year CD yield)

There was some slippage for one-year CDs in this week's interest rate survey of the top banks and thrifts across the country.

The one-year CD yield dropped 1 basis point to 0.75 percent. The five-year CD yield held tight to last week's yield of 2.1 percent.

For a deposit of $100,000 or more, the yield on a jumbo one-year CD fell 1 basis point to 0.8. The five-year jumbo rate remained 2.09 percent.

The average money market account yield dropped 1 basis point to 0.22 percent.

Tuesday, the FDIC released the fourth-quarter earnings for banking institutions insured by the agency. Though profits are still down for banks across the country, there was a $38.7 billion increase over the fourth quarter of 2008.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Sheyna Steiner


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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