Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Dec. 30, 2009.


Yields: 0.82 percent (1-year CD yield); 2.1 percent (5-year CD yield)

It's another ho-hum week for CD rates, with yields pretty much staying right where we left them last week.

The average yield for one-year CDs, as surveyed by, remains at 0.82 percent for the third week in a row. The average yield for five-year CDs came in at 2.1 percent for the second week.

The jumbos budged off of last week's numbers, but not by much. The one-year average yield is 0.88 percent, down 1 basis point; the five-year average rose 1 basis point to 2.13 percent.

Money market accounts shed 1 basis point; the yield is now averaging 0.23 percent.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Laura Bruce


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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