Interest Rate Roundup
National CD rates

Here's a look at the state of mortgage rates from's weekly national survey of large banks and thrifts conducted Dec. 23, 2009.


Yields: 0.82 percent (1-year CD yield); 2.1 percent (5-year CD yield)

According to this week's interest rate survey, the average yield for one-year CDs held tight to last week's rate of 0.82 percent. The yield for five-year CDs inched up 2 basis points to 2.1 percent.

For a deposit of $100,000, the one-year average yield remains at 0.89 percent. The average yield on a five-year jumbo CD is up 1 basis point to 2.12 percent.

The yield on money market accounts remained at last week's rate of 0.24 percent.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Laura Bruce


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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.01 1.60%
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