Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted April 14, 2010.


Yields: 0.72 percent (1-year CD yield); 2.14 percent (5-year CD yield)

In this week's rate survey, CD rates are at a standstill.

The yield on the typical one-year CD rate is 0.72 percent for the fifth week in a row. On the average five-year CD, the yield is 2.14 percent.

For a $100,000 deposit, the average yield on a jumbo one-year CD is 0.77 percent. For a five-year jumbo CD, the average yield remains 2.13 percent.

For the fourth week in a row, the average yield on money market accounts is 0.22 percent.

Identity theft has been out of the national spotlight for months now, but thieves are still hard at work trying to steal the money and personal information out of consumers' wallets.

The San Diego Union-Tribune reported Saturday that thieves had attached skimmers to an ATM outside a Chase Bank, stealing thousands of dollars from banking customers. The article states that skimming is among the leading crimes banking customers face in the coming year.

In order to protect yourself, the article recommends that consumers use secure ATMs, or those in a bank lobby or under a video camera. Also, skimming devices often look suspicious or ill-fitting.

For some of the best returns available across the country, check Bankrate's high-yield CDs and high-yield money market account tables.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Sheyna Steiner


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