advertisement

CD Rates

National High Yield:
Find the best and latest high yield CD rates
  • Search Summary
    Your Search
  • Results Range
  • Bankrate.com
    National Average*
  • Bankrate.com
    Site Average*
  • 1 yr CD
  • 0.23% APY - 1.35% APY
  • 0.26% APY
  • 0.61% APY
1 yr CD
  • Institution
  • APY
  • Rate
  • Min Deposit
  • Questions?
  • Learn More
  • Pentagon Federal Credit Union
  • APY
    1.31%
    Mon May 4
  • Rate
    1.30%
  • Min Deposit
    $1,000
  • Chartway Federal Credit Union
  • APY
    1.31%
    Mon May 4
  • Rate
    1.30%
  • Min Deposit
    $2,500
  • Synchrony Bank
  • APY
    1.23%
    Mon May 4
  • Rate
    1.22%
  • Min Deposit
    $2,000
  • BankDirect
  • APY
    1.21%
    Mon May 4
  • Rate
    1.20%
  • Min Deposit
    $10,000
  • Home Savings Bank
  • APY
    1.20%
    Mon May 4
  • Rate
    1.19%
  • Min Deposit
    $10,000
  • VirtualBank
  • APY
    1.16%
    Mon May 4
  • Rate
    1.15%
  • Min Deposit
    $10,000
  • California First National Bank
  • APY
    1.12%
    Mon May 4
  • Rate
    1.11%
  • Min Deposit
    $5,000
  • Midwest Regional Bank
  • APY
    1.11%
    Mon May 4
  • Rate
    1.11%
  • Min Deposit
    $1,000
  • AloStar Bank of Commerce
  • APY
    1.10%
    Mon May 4
  • Rate
    1.09%
  • Min Deposit
    $1,000
  • Silvergate Bank
  • APY
    1.08%
    Mon May 4
  • Rate
    1.07%
  • Min Deposit
    $25,000
  • Ally Bank
  • APY
    1.05%
    Mon May 4
  • Rate
    1.04%
  • Min Deposit
    $0
  • giantbank.com
  • APY
    1.01%
    Mon May 4
  • Rate
    1.00%
  • Min Deposit
    $2,500
  • First Internet Bank of Indiana
  • APY
    1.00%
    Mon May 4
  • Rate
    1.00%
  • Min Deposit
    $1,000
  • Goldwater Bank
  • APY
    0.95%
    Mon May 4
  • Rate
    0.95%
  • Min Deposit
    $5,000
  • Discover Bank
  • APY
    0.95%
    Mon May 4
  • Rate
    0.95%
  • Min Deposit
    $2,500
  • Presidential Bank, FSB
  • APY
    0.95%
    Mon May 4
  • Rate
    0.95%
  • Min Deposit
    $1,000
  • EH National Bank
  • APY
    0.90%
    Mon May 4
  • Rate
    0.90%
  • Min Deposit
    $10,000
  • MyCBB
  • APY
    0.90%
    Mon May 4
  • Rate
    0.90%
  • Min Deposit
    $5,000
  • E-LOAN
  • APY
    0.85%
    Mon May 4
  • Rate
    0.85%
  • Min Deposit
    $10,000
  • Salem Five
  • APY
    0.80%
    Mon May 4
  • Rate
    0.80%
  • Min Deposit
    $10,000
  • Barclays
  • APY
    0.80%
    Mon May 4
  • Rate
    0.80%
  • Min Deposit
    $0
  • EverBank
  • APY
    0.75%
    Mon May 4
  • Rate
    0.75%
  • Min Deposit
    $1,500
  • USAA
  • APY
    0.71%
    Mon May 4
  • Rate
    0.71%
  • Min Deposit
    $1,000
  • Lone Star Bank
  • APY
    0.70%
    Mon May 4
  • Rate
    0.70%
  • Min Deposit
    $1,000
  • TAB Bank
  • APY
    0.65%
    Mon May 4
  • Rate
    0.65%
  • Min Deposit
    $1,000
  • NewDominion Bank
  • APY
    0.60%
    Mon May 4
  • Rate
    0.59%
  • Min Deposit
    $1,000
  • Bank of Internet USA
  • APY
    0.55%
    Mon May 4
  • Rate
    0.55%
  • Min Deposit
    $1,000
  • 5 Star Bank
  • APY
    0.40%
    Mon May 4
  • Rate
    0.40%
  • Min Deposit
    $1,000
  • Fidelity Bk of FL, N.A
  • APY
    0.40%
    Mon May 4
  • Rate
    0.40%
  • Min Deposit
    $5,000
  • Heritage Bank
  • APY
    0.23%
    Mon May 4
  • Rate
    0.23%
  • Min Deposit
    $1,000
  • Colorado Federal Savings Bank
  • APY
    1.35%
    Fri May 1
  • Rate
    1.34%
  • Min Deposit
    $5,000
  • Sallie Mae
  • APY
    1.15%
    Fri May 1
  • Rate
    1.14%
  • Min Deposit
    $2,500
  • My e-BAnC by BAC Florida Bank
  • APY
    1.20%
    Thu Apr 30
  • Rate
    1.19%
  • Min Deposit
    $1,500
  • ableBanking, a division of Northeast Bank
  • APY
    0.65%
    Thu Apr 30
  • Rate
    0.65%
  • Min Deposit
    $1,000
See More Rates

Blog

Sheyna Steiner

Brokered CD may offer higher rates

Buying a CD through a brokerage may lead to higher CD rates. Be sure to understand the complexities of the deal though. Read more

CD Basics

Liquid CDs: Your cup of tea?

These certificates of deposit offer withdrawal flexibility, but the yields aren't too hot. Read more

Rising-rate CDs: Pros and cons

Bankrate's CD Study shows rising-rate CDs start slow, depend on market to catch up. Read more

Which of these 7 CDs suits you?

CDs come in all types. Here is a list to help you find the one to suit your financial needs. Read more

Safety in Treasuries?

U.S. Treasury bills and bonds are almost always a solid investment. Why? They're backed by the U.S. government. Read more

CD Rate News

Weekly CD rates update

Here are the average CD rates from Bankrate's weekly survey of large banks and thrifts. Read more

CD rates for March 19, 2015

Yields on certificates of deposit showed some downward movement. Read more

CD rates for Jan. 22, 2015

Rates on certificates of deposit rose slightly. Read more

CD Rates Help

A certificate of deposit, or CD, is one of the safest and most predictable investments around. As long as the CD is backed by the FDIC, it's guaranteed not to lose principal, and in most cases, investors can count on earning a stable return for the full term of the CD. Find out more about the factors that you need to consider when choosing a CD below.

  • Term

    The length of time until the CD matures and the money deposited within can be withdrawn without penalty.

  • APY

    Short for annual percentage yield, APY is the total return of the CD per year, taking into account the beneficial effect of compounding.

  • Rate

    The percentage of the CD's principal paid out annually in interest. Does not take into account the effect of compounding.

  • Minimum deposit

    The minimum amount of money you need to open a particular CD. Banks may be willing to pay higher rates of interest on CDs with higher minimum deposits.

  • FDIC-insured

    Short for Federal Deposit Insurance Corporation, the FDIC is an independent government-backed agency that covers the deposits of accountholders at FDIC-insured banks. FDIC-insured deposits are backed by the full faith and credit of the U.S. government, and since the agency was established in 1933, no depositor has lost a single cent of insured principal.

          Connect with us
advertisement
advertisement
advertisement
advertisement